Fix & Flip
Finance The Purchase And Rehab
- 12 Month Loan
- Up to 80% of As-Is Value
- 650 Minimum FICO
- Purchase, Refinance & Cash-Out
Non-Owner-Occupied Investment Properties Only
Capital Built For Real Estate Investors
Whether you're buying your first investment property or building a portfolio of 100 doors, Simple Solution Lending is the Growth Capital Partner built to help you grow.
- Fast Closings
- Reliable Draws
- Common Sense Underwriting
- Nationwide Lending
Can I Qualify?
Find your path in one click.
Tell us where you are. We'll route your scenario to the right program and a real human.
New Investor
First investment property purchase — we help qualified first-time investors get started the right way.
Start My First Deal
Experienced Investor
Fix & Flip, BRRR, and bridge capital with reliable draws and common-sense underwriting.
Fund My Next Deal
Builder / Developer
Ground-up construction financing for builders and developers who move fast.
Capital To Build
Fast
Decisions
2–3 Wk
Typical Closings
Nationwide
Investor Lending
Multiple
Loan Programs
Why Simple Solution Lending
More than a hard money lender.
A lending partner built to grow with you — from your first deal to your hundredth.
First Deal
Helping qualified first-time investors confidently buy their first investment property.
Fix & Flip
Fast approvals and reliable rehab funding for value-add investors.
BRRR
Buy. Fix. Rent. Refinance. Repeat. Capital that scales with the strategy.
Builders
Construction financing for investor-developers who move fast.
Who We Help
Built for serious investors.
Non-owner-occupied investment property only. If you're investing in real estate, you're in the right place.
Qualified First-Time Investors
Fix & Flip Investors
BRRR Investors
Rental Property Investors
Builders / New Construction Investors
Multi-Family Investors
Who We're Not For
Honest about fit.
We're a Growth Capital Partner for real estate investors — not a residential mortgage broker. Being upfront about who we don't serve saves everyone time and protects the relationships we do build.
- Owner-occupied home buyers
- FHA or conventional residential mortgage borrowers
- Borrowers with no reserves
- Borrowers with no clear exit strategy
- Rate shoppers only focused on lowest rate
Loan Programs
Capital for every stage of your portfolio.
Program highlights below. All terms subject to underwriting, borrower qualification, property type, and program guidelines.
Bridge
Fast Capital When Opportunity Knocks
- 12 Month Terms
- Up to 80% As-Is Value
- 650 Minimum FICO
- Purchase, Refinance, Cash-Out
New Construction
Capital That Builds With You
- Up to 90% Loan-To-Cost
- 24 Month Terms
- 650 Minimum FICO
- Reliable Draw Schedule
Long Term Rental
Build Passive Income With Long-Term Rentals
- 30 Year Fixed Options
- DSCR Underwriting
- Up to 80% Loan-To-Cost
- 660 Minimum FICO
Multi Family
Scale Your Portfolio With 5+ Units
- 5+ Units
- Short-Term & Long-Term Programs
- Up to 70% As-Is Value
- Bridge-To-Stabilization Available
Program Highlights — Subject To Underwriting
Loan matrix at a glance.
Program highlights only. All terms subject to underwriting, borrower qualification, property type, state availability, and program guidelines. Not a commitment to lend.
Fix & Flip
- Max Leverage
- Up to 80% As-Is Value
- Term
- 12 mo
- Min FICO
- 650
- Options
- Purchase · Refi · Cash-Out
Bridge Loan
- Max Leverage
- Up to 80% As-Is Value
- Term
- 12 mo
- Min FICO
- 650
- Options
- Purchase · Refi · Cash-Out
New Construction
- Max Leverage
- Up to 90% Loan-To-Cost
- Term
- 24 mo
- Min FICO
- 650
- Options
- Ground-Up Construction
Long Term Rental (DSCR)
- Max Leverage
- Up to 80% LTC
- Term
- 30 yr fixed
- Min FICO
- 660
- Options
- Purchase · Refi · Cash-Out
Multi Family
- Max Leverage
- Up to 70% As-Is Value
- Term
- Short · Long
- Min FICO
- Case-by-case
- Options
- Purchase · Refi · Bridge
Program highlights only. Not a commitment to lend.
How It Works
From scenario to closed in five steps.
- STEP 01
Find A Deal
Identify a non-owner-occupied investment property that fits your strategy.
- STEP 02
Submit Your Scenario
Send us the deal. We'll review and recommend the right loan program.
- STEP 03
Get Approved Fast
Common-sense underwriting and quick decisions — no run-around.
- STEP 04
Close Quickly
Typical closings in 2–3 weeks with reliable communication every step.
- STEP 05
Grow Your Portfolio
Reuse the relationship deal after deal as you scale.
Example Investor Scenarios
How investors typically use our capital.
These are illustrative scenarios — not testimonials, guarantees, or commitments to lend.
Fix & Flip
Suburban 3/2 acquired below market
Investor picks up a tired single-family home, funds a full cosmetic rehab on a 12-month loan, and lists at retail. Capital structured to cover purchase and rehab so the investor preserves reserves for the next deal.
Purchase + Rehab12 mo termExit: Sale
Example Scenario — For Illustration Only.
BRRR
Stabilized BRRR refinanced into long-term debt
Investor uses a short-term loan to buy and renovate, then refinances into a 30-year DSCR loan once leased and stabilized — recycling capital back into the next acquisition.
Bridge → DSCR30 yr fixedExit: Refi
Example Scenario — For Illustration Only.
Ground-Up
Spec single-family build for retail sale
Builder funds a ground-up single-family build with a 24-month construction loan and a reliable draw schedule, then sells at completion. Leverage structured around loan-to-cost.
Construction24 mo termExit: Sale
Example Scenario — For Illustration Only.
Investor Education
Learn the strategies behind the deals.
Getting Started
Real Estate Investing for Beginners: The Complete Guide to Getting Started
A comprehensive roadmap for new real estate investors. Learn about investment strategies, financing basics, and how to scale your first non-owner-occupied deal.
Getting Started
How to Start Investing in Real Estate with Little Money
Lack of capital is the primary barrier for new investors. Learn actionable strategies to acquire investment properties using leverage, partnerships, and private loans.
Strategy
10 Reasons Real Estate Is One of the Best Investments You Can Make
Analyze the core advantages of real estate investing, from leverage and tax benefits to inflation hedging, compared to stocks, crypto, and traditional CDs.
Get Pre-Qualified
Ready to grow your real estate portfolio?
Whether it's your first deal or your hundredth, we're ready to help. Non-owner-occupied investment property only.